Never worry about your
pet's health care again

Save big on your pet's medical costs. Get reimbursed
for your pet's illness, injury, and wellness expenses!

Get Started

Members have achieved complete health
coverage for an average of $40 a month*

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Eusoh is NOT pet insurance.

It's much better.

It's a community health sharing plan that reimburses you for
your pet's medical, wellness, illness and routine care expenses.

Revolutionizing healthcare

Eusoh was founded to not only offer the BEST community coverage money can buy...we also wanted to revolutionize the healthcare industry by eliminating the need for expensive and unreliable insurance programs.

Worry-free expenses

You shouldn't have to worry about coming up with thousands of dollars to cover the numerous wellness, illness, or medical expenses you might be faced with over the course of your pet's life.

Your pet deserves a happy, fulfilling, carefree life.
And we think you do, too.

Eusoh's community health sharing plan offers coverage for almost any kind of veterinary expense. You can rest well at night knowing you'll never have to make tough choices between your finances and your pet's well being.


Caroline Watson
(Member Since 2018)

"As a single mother and student, I am extremely grateful to have Eusoh for my adopted Oakland Animal Services dog, Fluff. When he was diagnosed with a torn CCL, I knew that I would be able to afford his care thanks to cost-sharing through Eusoh. Thanks to their great customer service, my daughter and I can rest assured that our baby will be ok!"

The Problem with Pet Insurance

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For millions of years, we lived in tribes.

If you got sick, the members of your tribe would band together and care for you… no questions asked.

This system worked. It's the system that allowed us to survive for millions of years.

Then one day, insurance companies came along.

They were formed with the best intentions. They really were. But, somewhere along the way… insurance became a confusopoly.

Isn’t it weird that no one really knows how much medical procedures SHOULD cost?

Isn’t it strange that person A and person B will BOTH be charged different prices, just because they have different insurance plans?

Something’s fishy.

The modern insurance system purposely keeps people in the dark, so THEY can profit.

The more your insurance company can bill your doctor, the more money they can charge you… and the more money they make.

Insurance companies can only make money one way:

They HAVE to keep raising the cost of procedures, because that’s how they make their money.

Insurance companies collect money from their customers. All of that money goes into a "premium pool." And they’re legally allowed to take a percentage of this premium pool for profits.

So… it’s easy to see why they want the cost of procedures to go up. The more a procedure costs, the more money they can collect to add to the premium pool. And the more they’re legally allowed to skim off the top.

The current healthcare system is broken.
Our goal at Eusoh is to fix it.

Our radical new model of providing reimbursements for your pet's medical expenses works because unlike insurance companies...we do NOT make money the same way insurance companies do.

Accident Only
Accident & Illness
Accident & Illness Plan
(+ Wellness)
Emergency Care
green-check green-check green-check
green-check green-check green-check
black-x green-check green-check
black-x green-check green-check
Orthopedic Issues
black-x green-check green-check
Hereditary Conditions
black-x green-check green-check
Prescription Medications
black-x black-x green-check
Routine Care
black-x black-x green-check
Average Monthly Cost
*average monthly spend
$16 $44 $80-120+

Tyler Mobraton
(Member Since 2018)

"My dog Remi has just successfully completed his second TTA-2 surgery to repair a torn CCL. Eusoh has been very helpful throughout this process, especially the support staff. They have shown that they care for both Remi and I, and understand the financial burden unexpected vet bills can cause, especially expensive surgeries to repair things like torn CCl’s. They have been incredibly responsive, and have made what could be a very difficult process a lot easier."

So, how do we make money?

Eusoh does NOT make money skimming profits from a premium pool.

While insurance companies make money by upping the cost of healthcare… Eusoh ONLY benefits when costs go DOWN.

That’s because we only make money from member dues, not from premiums.

We don’t collect, hold, or skim profits from a premium pool, like insurance companies do. In fact, we don’t hold your money in a premium pool at all.

Eusoh collects a small membership fee so we can keep our lights on and keep growing.

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The rest of your monthly payment goes to REAL pet parents… people just like you.

Thanks to technology, Eusoh is operated by a peer-to-peer health sharing system. That means medical costs are shared across all users in our community.

Your money goes directly to other pet parents in need. And it goes to you too… whenever you have a medical expense you’d like to be reimbursed for.

Eusoh does better when costs are lower. Because as medical costs become lower for our members… the more new members we’ll attract.

Our motivation as a company is to drive costs down.

Insurance companies can only survive by charging you, the doctors, and healthcare facilities more and more each year. They collect your money up front, pay out as little as they can and then pocket the rest. We don’t do that.

We, as a company, can ONLY grow from making our service more competitive… and giving the best possible community coverage to as many people as possible.


With every new user we get...the strength of the community increases.


How does Eusoh differ from pet insurance?

Eusoh's community and pet insurance BOTH cover the majority of your pet's medical expenses.

With Eusoh, you'll never pay more than $65/month.

And, with Eusoh...you'll also get reimbursed for wellness expenses and routine veterinary visits. Most traditional pet insurance companies refuse to cover those expenses.

When you compare Eusoh to most pet insurance plans, we're able to offer community coverage for much less!

Traditional Pet Insurance

Monthly Fee Contributed to Care Insurance Fee
$80 ??? ???
Total Annual Cost: $960
See what our members actually paid!
  Eusoh Fee Contributed to Care Monthly Payment
October 2020 $17 $28.35 $45.35
November 2020 $17 $24.51 $41.51
December 2020 $17 $28.04 $45.04
January 2021 $17 $28.50 $45.50
February 2021 $17 $37.33 $54.33
March 2021 $17 $37.72 $54.72

Total Average Cost:


Total Saved:



How does it work?


Step 1

Go to your vet.

Pay a visit to your trusted veterinarian.


Step 2

Pay for your services.

When you go to the vet, you'll pay for services upfront and submit your invoice and receipt to the Eusoh community for reimbursement.


Step 3

Submit a receipt.

Simply take a photo of your receipt showing the total expenses.


Step 4

Get reimbursed.

Your reimbursement amount is based on national average pricing plus a variance to account for differences in pricing across the country.


With Eusoh, you'll be paying for medical expenses with cash...and you'll receive the standard 80% reimbursement.

That 80% is exactly what you'd receive if you went through regular pet insurance.

Here's why Eusoh's coverage is better than insurance!

diamondNo premiums

We have no premiums...you will never overpay for care, monthly contributions for care are dollar-for-dollar what it costs, with no overage.

hand-icomTotally Transparent

All coverage and reimbursement for procedures are totally transparent. You will know before every kind of procedure, if you will be able to get reimbursed and by how much. You'll never get price-gouged or taken advantage of.

connectedAccess to community

You'll have access to a community of other Eusoh members who can point you in the right direction for the best care options for your pet.

shoulder-to-shoulderNo Networks

There are no "networks"...so you'll never have to go to a vet you're not comfortable with.

scrollingEasy and Instant

You can submit expenses in an instant, from your smartphone. No more red-tape or lengthy forms to fill out.

buildingBetter Coverage

You'll receive better coverage at ANY healthcare provider you want. And you'll be able to get reimbursed faster, for a wider range of healthcare expenses...without having to argue and fight with an insurance company.


Getting reimbursed with Eusoh is better for you, your pet, your vet, and the entire healthcare system.


Some people are a little hesitant to pay with cash and get reimbursed.

We'll admit...it does sound a bit scary if you've never tried it before.

The good news is...there's nothing to worry about. Paying cash (and getting reimbursed) is way easier and cheaper than going through insurance.

You'll actually save a lot of money.

Instead of filing complicated claims forms, simply go to your vet, pay for services upfront and submit your invoice and proof of payment to Eusoh.

When you pay cash... it makes vets' lives easier. They'll have less paperwork to deal with...so they can afford to spend more time and focus on their patients and doing what they love!

It's a win-win for everyone!

What's included in Eusoh's community coverage?

Here's what you will get reimbursed for when you join Eusoh today:






Annual Checkups




Hereditary Conditions


Congenital Conditions




Prescribed Medications


Alternative Treatments


Wellness Care

NOTE: Spay/Neuter, Breeding, Grooming, Supplements, and Food NOT covered by the reimbursements.


(Member Since 2018)

"Wow, I'm amazed with how Eusoh treats you. They have easy claims processing times. You pay $17 per animal which goes to Eusoh to maintain claims process and reimbursements the members don’t...you then share the cost with other members. The max you would pay in a month is $48! It can be lower (and usually is) depending on the claims for that month. Wellness is covered also which is rare. This is the way traditional insurance should be. Give it a try. I love the fact that I have peace of mind knowing my money is going towards real pet parents...and not a company that just takes your premiums and raises them year after year."

Ready to protect your pet?

Our Ratings

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Frequently Asked Questions

No, we’re not insurance and we don’t pretend to be. While Eusoh offers similar protection to traditional insurance options, the way we do things is very different. Eusoh is a community-based subscription service that doesn’t collect premiums in advance (and doesn’t manage risk). Instead, utilizing the power of community and modern technology, our members only pay for costs after they happen. Eusoh manages administration, checks for fraud, ensures members are in good standing, audits bills and expenses, and moves the funds. Our subscription fee is the only way that Eusoh makes money - our revenue isn’t linked to premiums or how much or how little you spend a month. We don’t make more money by not helping you out. We purposely disconnected our revenues to ensure our interests are always aligned with yours!


Health issues covered:

  • TPLO Surgery
  • Hospitalization
  • Extractions
  • $3900
  • $2727
  • $2217

Health issues covered:

  • Hospitalization
  • Abdomen Surgery
  • Elbow Dysplasia
  • $6525
  • $6127
  • $5801

Health issues covered:

  • Hospitalization
  • Nasal Surgery
  • Radiation Therapy
  • $3598
  • $3535
  • $3147

Nope! Eusoh completely eliminates the need for pet insurance. You’ll get more complete coverage through our community for up to 65% less than traditional insurance.

This is one of the most common questions we get: will there be enough money to reimburse EVERYONE?

The simple answer is… yes. When we founded Eusoh, we ran 100,000 different scenarios. Turns out… with the amount of members we currently have, it’s impossible to break the system.

We created Eusoh to make you happy. If for any reason (or for no reason at all) you’re not thrilled with the service and coverage you get with Eusoh…simply email us at support@eusoh.com for a quick and painless refund.

You’re protected by our 30-day, 100% money-back guarantee.

Getting started with Eusoh is easy. Click the button below and enter some basic information about you and your pet. have questions after that, check your inbox for an email from us. We’ll schedule a time for a quick call where we can explain more about how the program works. You’re not obligated in any way and you can ask whatever questions you’d like. If after that call you’d like to move forward… great! We’ll get you set up and you’ll join a health sharing community that’ll reimburse you for your expenses. If you don’t feel it’s right for you… that’s fine too! We’re here to help and we want to make sure you make the right decision for you and your pet.

Ready to get started? Click the button below and register for a free account with Eusoh!

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Join the growing community!

It's easy. We'll get you set up and you'll join a health sharing community that'll reimburse you for your expenses.

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